Congratulations Wighty, it's a decision I'm sure you'll never regret.
All too often people spend too much of their lives chasing pound notes, and while I appreciate that we all need to know we have enough behind us to live on, it's surprising how little is really needed to be able to live a nice, if simpler, life. Life is, after all, for living, something that a lot of people forget, then suddenly realise that the clock can't be turned back, and they have missed out on so much.
Enjoy your freedom - you've earned it!