I don't want this to sound as "My black dog is blacker than your black dog" but after a days sailing in a sunny clime, in shorts and not much else, I was waiting for the bumboat (or Walla Walla) to take me to shore.
My bare toes were curled over the gunwall (gunnl) and in came the bumboat, the boats came together and smack! Both big toes took the impact full on.
Lost both big toe nails. Cheers, Tony.