I expect I have a higher chance of getting knocked off & killed on my bike on the way to work tomorrow morning than of being stung by a bee.
We can't expect bees just to live out in the country, without bees I don't think the planet would survive long. Without us humans it'll last a lot longer than with us.
Exactly. Anyone can be stung by any one of a number of insects, even in the 'safety' of their own home, if they flap their arms about or accidentally nip one. A tiny number of people are anaphylactically allergic to bee stings, and probably most of them know they are, and will either carry an Epipen or ought to, or will know to call an ambulance if they are stung. Most people react to stings with localized swelling an itching, and while some of these people think they are 'allergic' to stings, they are not - it's just evidence that their immune system is working.
However, people who are not used to bees can behave oddly when they encounter one, and sometimes their behaviour leads to getting stung. And if you are a gardener, whether or not anyone keeps bees nearby, you are, from time to time, going to meet them and you just have to accept that there is always the possibility of getting stung. You can reduce that possibility substantially by learning something about bee behaviour.
Bees do not live exclusively in the country, of course. More and more people are taking up urban beekeeping, and given the general shift towards organic gardening, they are likely to prosper there rather better than in the pesticide-soaked countryside.
I know there are allotment beekeepers out there, as some councils do allow it, so I would especially like to hear from anyone with actual experience - good or bad.